Home Mortgages

PRE-APPROVAL

We always have our buyers get pre-approved with a lender before starting the home buying process.

REASONS TO GET PRE-APPROVED:

1. With pre-approval, you can determine which loan program best fits your needs and which loan programs you qualify for.
2. You will know exactly how much you are qualified to buy. It’s no fun to find your ideal home and then realize that you can’t afford it.
3.Your monthly payment will be set. This will allow you to budget your money before making this large investment.
4. You know what the down payment and closing costs will be and how much money you will need to bring to closing.
5. It shows the seller that you have been to the bank and that you are a serious and capable buyer.

NUMBERS & FACTORS:

So many factors must be considered when setting the criteria for your ideal home. Often, the cost of a home distracts buyers from the important aspects of the home itself—what they like and dislike about the home. We want you to be focused on the home itself, not on the numbers.